How Would Small Businesses Attain Tax Id/Ein?

Starting and owning a small business is not an easy task. While it brings a lot of excitement to the owner, he/she also needs to be responsible for all its actions. One important part of running a business is obtaining necessary licenses, for which a business needs to have a tax ID.

A tax ID is officially known as Federal Tax Identification Number or EIN. The EIN is a unique 9-digit number issued by the IRS to a business or startup.

Why do businesses need a tax ID?

A tax ID is important for businesses to hire people, open and maintain bank accounts, file tax returns and obtain licenses. Even non-profits seeking exempt status from the IRS must apply for an EIN. It is also required for all local and state reports/filings.

How to obtain tax ID for small businesses?

Obtaining an EIN for your business is not a Herculean task. You can follow the below steps to obtain tax ID for your startup:

  • Have all the necessary papers in place before and after setting up your business.
  • Once you have the necessary documents, apply for a tax ID on the official site of IRS. You can even ask your accountant or financial institution to apply on your behalf.
  • You also need to have all the important information at hand before applying for an EIN. This information includes the legal name and structure of your business, physical mailing address etc.
  • There are 2 ways to obtain an EIN from the IRS-

  1. Download the IRS Form SS-4 from its website and fill it up. Fax or mail it afterwards.
  2. Submit an online application for EIN. In that case, the confirmation will be emailed to the concerned person.

If in case you are a sole proprietor, your SSN can serve as the tax ID for your business.

Top 3 VDRs for investment banking

Virtual Data Rooms are extremely important for investment banking companies. The banking or investment industry needs to manage volumes of personal and confidential data that demand optimum security. And a Virtual Data Room is the ideal tool to ensure that desired level of extensive and advanced security here. Are you too into investment banking and looking for a good VDR for your documents? Well, before you proceed to sign up, it’s ideal to check out the Dataroomreviews. The post below offers a brief on top VDRs that will be great for investment banking companies.



Firmex is undoubtedly a top favorite among the best VDRs today and for all the great reasons. It’s to stress here that the VDR is equipped with high-end bank-grade security.  The company is completely compliant to all related industry regulations and has also implemented advanced security protocols, physical protection of data, regular risk assessment etc. You should also know about the auto-indexing feature of Firmex that ensures smart & fast organization of client documents as well as easy retrieval.


Onehub is another major VDR that assures bank-grade encryption both while the data are at rest and in transit. This ensures, that your stored data in the VDR can be accessed only by those whom you authorize to access them. The VDR service allows permission-driven data access and you can even customize the permission level you want to allot to each user who you give permission to. This way, it helps to avoid unwanted data breach.



The list would be incomplete without the mention of iDeals. The company assures most secured storage and share of data and is also easy to use. In regards to security features, iDeals guarantee multiple-level protection for clients that include- advanced data encryption, 2FA, firewalls, watermarks and so on.


Personal Loans With Low-interest Rates

What are your big plans for this year? Opening a business? Getting a master’s degree? Getting married? Or a foreign trip? A loan scares most of the people, with all its formalities and the high rates of interest. But does that mean you should abandon your dream of getting a master’s degree from abroad or a big fancy wedding? Well no, finance your dream with a personal loan. No, one loan can be ideal for everyone; there are plenty of aspects that you should keep in mind before choosing the loan for yourselves. However, no matter what other aspects you keep in mind to choose the personal loan for you, but there is always this one thing that we all desire, that is, the low rates of interest. Following is a guide to get in your สินเชื่อบุคคล ซิตี้ for yourselves.

What good is a loan with low-interest rates?

As the name suggests, with a loan with low-interest rates, you need to pay less other than the principal amount at the time of repayment of the loan. Low-interest rates reduce the cost of financing significantly and make loans more affordable. These kinds of loans are especially helpful when you’re financing your long term goal involving huge funds.

How can you get a personal loan with low-interest rates?

There are plenty of banks and other financial institutions which offer different schemes and loans for different purposes. To get yourself a loan with a low-interest rate, know about the various offers available at different banks in your country. Make sure you give special attention to two things in every scheme:

  • The rate of add- on (every month)
  • The effective interest rate on the loan

These two major factor sums up the actual cost of borrowing money. And if you analyse these factors from the various schemes of different banks, you can find the best suited personal loan with low rates of interest.

Does your iPhone battery need a replacement?

A sloth and underperforming battery is no doubt a nightmare for any iPhone user. What if your phone abruptly shuts down in the middle of a major call with an important client? Now, that’s usual if you are running your phone with a weakened battery. To avoid such mishaps, it’s better to stay updated about your phone’s health. This way, you will be aware where to replace iphone battery before it’s too late.

To check your phone’s battery health, you will first go to Settings.

You can check your battery’s health from Settings-

  • Go to Settings
  • Go to Battery
  • Now, move to Battery Health
  • Look for “Maximum Capacity” as well as “Peak Performance Capability”


  • The “Maximum Capacity” section will show the metric of the device’s battery capacity. In other words, it will show the percentage of battery. Follow this guide below to understand the significance of different percentage metrics-
  • 100%– the battery is perfect.
  • 95%- the battery is not in a condition to deliver adequate peak power and phone may shutdown anytime.
  • 79% or less-The battery has badly degraded and you must get immediate replacement

On the other hand, you will need to replace the battery immediately if you get the following messages in the “Performance Management” section:

  1. “This iPhone has experienced an unexpected shutdown… Performance management has been applied…”


  1. “Your battery’s healthy is significantly degraded…An Apple authorized service provider can replace the battery….”

Other signs that signify an urgent need for battery replacement in your iPhone:

  • Backlight getting dimmer compared to what you experience in normal situations
  • Speaker volume getting lower over time
  • You are experiencing stuttering screen while scrolling
  • Reduction in game-rate in game apps
  • App launches taking longer time than usual
  • Phone getting overtly heated in a short time